The Best Wells Fargo Credit Card in 2026: Wells Fargo Autograph
By USA Card Comparer editorial team ?� Last reviewed
Wells Fargo Autograph is our pick for the best Wells Fargo credit card in 2026. Best for travel with no annual fee It carries no annual fee, a rewards rate of 3x points on travel, 3x on dining, 2x on groceries, and a signup bonus of 25,000 points ($250 value) after $1000 in 3 months. We reviewed all 4 Wells Fargo cards in our catalog ?�� this one offers the strongest overall value for most applicants.
At a glance
| Annual fee | No annual fee |
| Rewards | 3x points on travel, 3x on dining, 2x on groceries |
| Signup bonus | 25,000 points ($250 value) |
| Minimum spend for bonus | $1000 in 3 months |
| Regular APR | 20.49% - 27.49% Variable |
| Intro APR | 0% for 12 months |
| Foreign transaction fee | 0% of spend |
| Recommended credit score | Good |
| Approval odds (editorial estimate) | 80% |
Why it is our top Wells Fargo pick
- 25,000 points ($250 value)
- 0% for 12 months intro APR
- Best for travel with no annual fee
The signup bonus is where this card separates itself: 25,000 points ($250 value) for $1000 in 3 months ?�� one of the strongest welcome offers in the Wells Fargo lineup. Approval odds for applicants with good credit are an editorial estimate of 80%. An intro APR of 0% for 12 months gives new purchases breathing room. The 0% foreign transaction fee makes it a genuine travel companion abroad.
Who this card is best for
Best for travel with no annual fee
Other Wells Fargo cards worth comparing
- Wells Fargo Active Cash ?�� No annual fee ?� 2% cash back on all purchases
- Wells Fargo Reflect ?�� No annual fee ?� 1% cash back on all purchases
- Bilt Mastercard ?�� No annual fee ?� 1x rent (up to 100k/year), 3x dining, 2x travel
The bottom line
If you want one Wells Fargo card, Wells Fargo Autograph is the one we would apply for first: no annual fee, 3x points on travel, 3x on dining, 2x on groceries, and 25,000 points ($250 value). Check the full breakdown, then compare it side by side with the rest of the market before you commit.